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Lesson 12: Professional Liability Insurance (Malpractice)

Ensure your safety net is in place

It is really called “professional liability insurance,” but it’s often short-handed as “malpractice insurance.”  It protects your assets, in case a claim is made against you.  And sometimes, that happens.

Claims can arise in a number of ways:

  • From an incident
  • From notification to a state medical board
  • From a licensure investigation
  • From a lawsuit
    • Served at your place of business or by certified mail
    • Insurance company will retain an attorney for you

Whether a claim is valid or not, you still have to make a claim with the insurance company. If it does turn into a valid claim, you would want coverage, which protects your assets.

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